The credit card act of 2009 put an end to expiration dates and punitive fees. Better yet, gift cards must have all rules written clearly on the card so there’s no confusion. Be advised, there are different rules for different types of cards. Closed loop cards – those sold for specific retailers – cannot expire within five years of the purchase. Nor can they charge any kind of fees. But cards issued from credit card companies like American Express and Visa do carry some fees and can be more difficult to redeem.
10 Things You Should Know Before Buying A Gift Card